Resolution: Save money.
Advice for sticking to it: We can’t change prices, but we can help keep money in our wallets by making smart decisions and planning ahead. Before buying something, ask yourself if you really need it. Don’t rush to upgrade your car, computer, cell phone or other items if they’re working fine – and keep in mind it may be more cost-effective to have them repaired if they’re not.

More ideas: 10 bright ideas for lowering the light bill

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